Navigating the world of consumer electronics can be both exciting and daunting. When you’re looking to upgrade your home entertainment system, especially a television, the question often arises: “Where can I find the best deals and most flexible payment options?” For many, the name Rent-A-Center comes to mind as a familiar provider of furniture, appliances, and electronics. So, the burning question remains: does Rent-A-Center sell TVs? The answer is a resounding yes, but understanding their model and what it truly entails is crucial for making an informed decision. This article will delve deep into Rent-A-Center’s offerings, focusing specifically on televisions, exploring their rent-to-own program, the types of TVs available, the benefits and drawbacks, and what to consider before signing any agreement.
Understanding the Rent-to-Own Model
Before we specifically address the sale of TVs, it’s vital to grasp the core of Rent-A-Center’s business model: rent-to-own. Unlike traditional retail where you purchase an item outright, rent-to-own allows you to use a product for a specified period through a series of payments. At the end of the lease term, you have the option to own the item outright for a predetermined residual value. This model is particularly appealing to individuals who may not have the upfront capital to purchase a high-value item like a new television or those who prefer not to tie up their credit.
How Does Rent-A-Own Work at Rent-A-Center?
The process at Rent-A-Center is designed to be accessible. Typically, you’ll visit a local store or browse their extensive catalog online. You select the TV you want, and then you’ll agree to a lease agreement. This agreement outlines the weekly or monthly payment amount, the duration of the lease, and the option to purchase at the end. Rent-A-Center often includes services like delivery, setup, and sometimes even basic repairs within their lease agreements, adding a layer of convenience.
Does Rent-A-Center Sell TVs? The Specifics
Yes, Rent-A-Center is a prominent retailer that offers a wide selection of televisions through its rent-to-own program. They understand that a modern home entertainment setup often centers around a quality TV, and they cater to this demand by stocking a diverse range of brands and models.
Types of TVs Available at Rent-A-Center
Rent-A-Center strives to keep its inventory current with popular consumer electronics. This means you’ll likely find:
- LED TVs: These are the most common type, offering good picture quality and energy efficiency. You’ll find various sizes, from smaller bedroom TVs to larger, immersive screens.
- Smart TVs: A significant portion of their television selection consists of Smart TVs. These connect to the internet, allowing access to streaming services like Netflix, Hulu, YouTube, and more, directly from your TV. They often come with built-in apps and web browsing capabilities.
- 4K Ultra HD TVs: For a more detailed and vibrant viewing experience, Rent-A-Center offers 4K televisions. These have four times the resolution of Full HD TVs, providing sharper images and richer colors.
- Various Screen Sizes: Whether you need a compact 32-inch TV for a kitchen or a massive 75-inch or larger display for your living room, Rent-A-Center typically has options to suit different room sizes and preferences.
- Major Brands: You can expect to find televisions from well-known and trusted brands such as Samsung, LG, Vizio, and others, ensuring you’re getting products from reputable manufacturers.
The Rent-A-Center TV Selection Process
When you decide to rent a TV from Rent-A-Center, you’ll usually go through a straightforward process:
- In-Store or Online Browsing: Visit your nearest Rent-A-Center location or explore their website to view the available TV models. You can often compare specifications, read reviews, and get a feel for the different brands and features.
- Lease Agreement Review: Once you’ve chosen a TV, you’ll need to review and sign a lease agreement. This document is legally binding and will detail all terms and conditions, including payment schedules, lease duration, and the rent-to-own option. It’s crucial to read this carefully.
- Delivery and Setup: Typically, Rent-A-Center will arrange for the delivery and professional setup of your new TV. This is a significant advantage, especially if you’re not comfortable with mounting a TV or connecting all the necessary cables.
- Ongoing Payments: You will then make regular payments as per your agreement. These payments contribute towards your use of the TV, and as mentioned, a portion of these payments goes towards building equity towards ownership.
- Ownership Option: At the end of the lease term, you will have the option to purchase the TV outright for a pre-determined residual value.
Benefits of Renting a TV from Rent-A-Center
The rent-to-own model offers several advantages that appeal to a specific segment of consumers:
- No Large Upfront Cost: This is perhaps the most significant benefit. You don’t need to have hundreds or thousands of dollars saved to get the TV you want immediately.
- Flexible Payment Plans: Rent-A-Center provides weekly or monthly payment options that can be more manageable for tight budgets compared to a lump sum purchase.
- Delivery and Setup Included: This service saves you time, effort, and potential hassle, especially with larger televisions.
- Option to Upgrade: If your needs change or newer models become available during your lease term, Rent-A-Center often allows you to return your current item and lease a newer one, sometimes with adjustments to your payment plan.
- No Credit Check (Often):** Many rent-to-own stores, including Rent-A-Center, do not require a traditional credit check to qualify. This makes it an accessible option for individuals with poor or no credit history. However, they do perform a “rent-ability” assessment which may involve verifying income and residency.
- Product Protection/Service Plans: While often an additional cost, Rent-A-Center frequently offers service plans that cover repairs or replacements due to normal wear and tear or accidental damage, providing peace of mind.
Considerations and Potential Drawbacks
While Rent-A-Center provides a valuable service, it’s essential to be aware of the potential downsides of the rent-to-own model:
- Higher Overall Cost: The most significant drawback is that over the life of the lease, the total amount paid for the TV will almost always be higher than if you purchased the same TV outright at a retail store. The convenience and payment flexibility come at a premium.
- Lease Agreements are Binding: Once you sign a lease, you are obligated to make the agreed-upon payments for the entire term. Defaulting on payments can have consequences, including the repossession of the TV.
- Limited Selection Compared to Major Retailers: While Rent-A-Center stocks popular models, their selection might not be as extensive as large electronics superstores or online retailers like Amazon or Best Buy. You may not find every niche brand or the absolute latest cutting-edge technology.
- Ownership is Delayed: You don’t own the TV until you have completed all the payments and paid the residual purchase price. Until then, it is technically the property of Rent-A-Center.
Making an Informed Decision: What to Ask Yourself
Before you rent a TV from Rent-A-Center, ask yourself these critical questions:
- Can I afford this TV outright, or would a payment plan be significantly more manageable for my current budget?
- Have I explored all other purchasing options, including layaway programs or financing from traditional retailers?
- Do I understand the total cost of the TV over the entire lease term?
- What are the terms and conditions of the lease agreement, particularly regarding early termination and late payments?
- Does the convenience of delivery, setup, and potential service plans outweigh the higher overall cost?
Comparing Costs: A Hypothetical Example
To illustrate the cost difference, let’s consider a hypothetical 55-inch 4K Smart TV.
| Feature | Rent-A-Center Lease (Example) | Traditional Retail Purchase (Example) |
| :————————– | :—————————- | :———————————– |
| Weekly Payment | $25.00 | N/A |
| Lease Term | 18 months | N/A |
| Total Payments | $25.00/week * 78 weeks = $1950.00 | N/A |
| Residual Purchase Option | $150.00 | N/A |
| Total Cost with Ownership | $2100.00 | $800.00 (MSRP/Sale Price) |
| Included Services | Delivery, Setup, Service Plan | Typically separate or self-service |
This example highlights how the rent-to-own model can significantly increase the total price of the television. However, it’s important to note that this is a simplified example, and actual costs can vary based on the specific TV model, lease terms, and any promotional offers.
Alternatives to Rent-A-Center for TV Purchases
If the cost analysis reveals that Rent-A-Center’s rent-to-own model isn’t the most economical choice for your situation, here are some alternatives for acquiring a new TV:
- Traditional Retailers: Stores like Best Buy, Walmart, and Target offer a vast selection of TVs and frequent sales.
- Online Retailers: Amazon, Newegg, and directly from manufacturer websites often have competitive pricing and a wide array of options.
- Financing Options: Many retailers offer in-house financing or partner with third-party lenders, providing installment plans that might have lower interest rates or deferred payments.
- Credit Cards with 0% Intro APR: Using a credit card with an introductory 0% Annual Percentage Rate can allow you to pay for a TV over several months without incurring interest.
- Used or Refurbished TVs: For budget-conscious buyers, purchasing a used or refurbished TV from reputable sources can offer significant savings.
Conclusion: Rent-A-Center and Your TV Needs
So, does Rent-A-Center sell TVs? Yes, they do, and they do so through their accessible rent-to-own program. This model offers a unique pathway to owning consumer electronics for individuals who may face barriers to traditional purchasing methods. The convenience of delivery, setup, and flexible payments are undeniable benefits. However, it is paramount to approach the rent-to-own contract with a clear understanding of the total cost involved. By carefully comparing prices, considering your financial situation, and exploring all available alternatives, you can make the best decision for your home entertainment needs and ensure you get the television that fits both your viewing desires and your budget. Rent-A-Center can be a valuable resource, but knowledge and careful consideration are your most powerful tools when making any significant consumer electronics purchase.
Does Rent-A-Center sell TVs?
Yes, Rent-A-Center definitely sells TVs. They offer a wide selection of televisions from various popular brands and in a range of sizes and resolutions, including LED, QLED, and OLED technologies. Whether you’re looking for a smart TV for streaming, a large screen for a home theater experience, or a smaller model for a bedroom, Rent-A-Center aims to have options that cater to different needs and preferences.
The availability of specific TV models can vary by location and inventory, but their core business model includes providing access to popular consumer electronics like televisions. You can typically browse their current TV offerings on their website or by visiting a local Rent-A-Center store to see what’s available.
What brands of TVs can I find at Rent-A-Center?
Rent-A-Center partners with many well-known and trusted television brands to offer a diverse selection. You can commonly find TVs from manufacturers such as Samsung, LG, Sony, Vizio, and TCL, among others. This allows customers to choose from brands they are familiar with and trust for quality and performance.
The specific brands stocked can change based on availability and consumer demand. It’s always a good idea to check their website or speak with a representative at your nearest Rent-A-Center to get the most up-to-date information on which brands and models are currently available for rent-to-own.
What are the benefits of renting a TV from Rent-A-Center?
One of the primary benefits of renting a TV from Rent-A-Center is the rent-to-own model, which allows you to own the TV after a series of payments without needing to pay the full price upfront. This can be a significant advantage for those who may not qualify for traditional financing or prefer to spread the cost over time. It also provides flexibility, allowing you to upgrade to newer models as your needs or preferences change.
Additionally, Rent-A-Center often includes services like free delivery, setup, and in-home service or repairs for the duration of your rental agreement. This can save you money and hassle on potential maintenance issues, offering peace of mind with your new television.
How does the rent-to-own process for TVs work at Rent-A-Center?
The rent-to-own process at Rent-A-Center is designed to be straightforward. You select the TV you want, and then you agree to a payment plan where you make regular payments (weekly, bi-weekly, or monthly) for a set period. Once you have completed all the payments outlined in your agreement, you will own the TV outright.
There are typically no credit checks required to start a rent-to-own agreement, making it accessible for a wider range of customers. The application process is generally quick and can often be completed online or at a store, allowing you to get your new TV relatively quickly.
Can I upgrade my TV through Rent-A-Center?
Yes, Rent-A-Center’s rent-to-own model often provides the flexibility to upgrade your TV. As newer models with improved features and technology become available, you can typically return your current rented TV and start a new agreement for a more advanced or different model. This allows you to stay current with the latest advancements in television technology without having to purchase a new TV outright each time.
This upgrade option is particularly beneficial for consumers who enjoy having the latest entertainment technology. It eliminates the hassle of selling your old TV and allows for a seamless transition to a newer, potentially larger or smarter, television.
What if my rented TV breaks at Rent-A-Center?
If your rented TV breaks or experiences a malfunction while you are under a rent-to-own agreement with Rent-A-Center, they typically offer a service and repair plan. This means that as long as you are making your payments, they will usually cover the cost of repairs or replacement for the product. This is a significant benefit of their rent-to-own agreements, providing protection against unexpected expenses.
You would usually contact Rent-A-Center customer service to report the issue. They will then arrange for the TV to be repaired or replaced, often with an in-home service call, ensuring minimal disruption to your viewing experience.
Can I purchase the TV outright before the end of the rental term?
Yes, Rent-A-Center often offers customers the option to buy out their rented TV at any time during the rental term. This means that if you decide you want to own the TV sooner, you can typically calculate the remaining balance and pay it off to gain immediate ownership. This can be a good option if you come into unexpected funds or simply want to finalize your ownership early.
The specific terms for early buyouts can vary, so it’s advisable to discuss this with a Rent-A-Center representative. They can provide you with a clear calculation of the remaining balance and guide you through the process of completing the early purchase of your television.